You use smartphone apps for everything from dating to tracking pregnancy, so why not use an app to help manage your finances? We’ve rounded up the best personal finance apps to help you feel more confident in your finances, save money, and know exactly where each dollar is going. Other apps make it easy to get cash when you’re in a pinch and payday isn’t here just yet, while a few of these can help you keep track of your billing cycle so you don’t get hit with those late fees. Free version covers: W-2 income unemployment income retirement. Cost of DIY online filing: 0 - 119 + state return fee. Best Personal Finance Software Options of 2023 Best Overall: Quicken Best for Budgeting: Mint Best for Habit Building: YNAB Best for Taxes: TurboTax Best for Investing: FutureAdvisor Best for Investment Advice: Personal Capital Best for Spreadsheet Management: Tiller Money Best Overall : Quicken Free Trial Available: N/A Cost: 41. These budgeting apps make it easy to do everything from tracking your expenses to budgeting to putting money into savings. Best comprehensive tax software: TurboTax. One way you can stop stressing out and feel more in control of your money is downloading a personal finance app. After all, trying to keep track of all the money you have coming in, going through the seemingly endless pile of bills, building savings, establishing an emergency fund, paying down debt - it’s all a lot to keep track of. A 2018 survey by Northwestern Mutual found that money was the dominant source of stress for 44% of Americans.Īnd it’s no wonder people are stressed about their personal finances. If you’re stressed out about money, you’re definitely not alone. Those who want to sync the app with their bank account will need to pay for the Premium version, which costs $22.99/year.Paying attention to your finances is obviously important, but sometimes it can feel overwhelming. While Spendee offers a free version, it has limited features compared with its paid versions. If you’re going on a trip or another special event, you can create a category specifically for that event to track your spending and keep yourself on budget. And if you’re concerned about going over budget, you can set amounts for each spending category and track your progress toward the budgeted amount.Īdditionally, Spendee’s bill tracker functionality ensures you remember to pay each of your bills and avoid late payment penalties.

You can also manually add cash expenses for a more accurate picture of where your money goes. You can import your bank transactions and let the app categorize them to tally how you’re spending money each month. But Spendee allows you to create wallets with friends and family that you can use to manage shared expenses for a household budget.

Many other personal finance apps are for individual use.

Best personal finance software 2021